Aura
Free · No Signup · Real 2024 Data

Know Your True Take-Home Pay

The most accurate salary & tax calculator on the internet. Real 2024–25 tax brackets for 30+ countries, AI-powered insights, and a complete financial picture — all free.

Used by engineers at Google, Meta, Apple
Real 2024 HMRC & IRS tax data
No signup required
GDPR compliant
340K+
Monthly Users
30+
Countries
99.9%
Accuracy
Free
Forever
Why Professionals Choose Aura

Built for the modern workforce

Not just a calculator — a complete financial intelligence platform.

30+ Countries

Real 2024–25 tax brackets for every major economy — US, UK, Canada, Australia, Germany, India, and more.

Instant Results

See your exact take-home pay update in real-time as you type. No button clicks, no delays.

100% Private

All calculations happen in your browser. We never store or transmit your salary data.

Full Financial Picture

Salary, taxes, retirement, mortgage, career benchmarks — all in one premium platform.

Salary Calculator · 30+ Countries · 2024–25

Salary Calculator

Real 2024–25 income tax brackets with social security, pension, and all deductions — instantly calculated as you type.

Your Details

$

Pre-Tax Deductions

Optional
$
$

Enter your salary above

Select your country and enter your salary to see your complete tax breakdown instantly.

Global Tax Calculator — 30+ Countries

Income Tax Calculator

Real 2024 tax brackets for 30+ countries. Income tax, social security, pension, Medicare, National Insurance — all calculated precisely.

Tax Details

$
$

2024 federal rates, single filer, standard deduction. State taxes excluded.

Top Marginal Rate
37%
VAT / GST
0%
Take-Home
Income Tax
Social

Annual Take-Home

$67,957

79.9% of your gross in United States

Monthly
$5,663
Weekly
$1,307
Hourly
$33
Effective Rate
20.1%
Marginal Rate
22.0%

Income Waterfall

Gross
$85,000
Income Tax(12.4%)
−$10,541
Social Contributions(7.6%)
−$6,503
Take-Home Pay
$67,957

Tax Summary

Gross Income
$85,000
Personal Allowance
$14,600
Taxable Income
$70,400
Income Tax
$10,541
Social Contributions
$6,503
Net Take-Home
$67,957

Social Contribution Breakdown

Social Security
$5,270
Medicare
$1,233

Tax Bracket Breakdown — United States

0 – 11,600
10.0% × $11,600
$1,160
11,600 – 47,150
12.0% × $35,550
$4,266
47,150 – 100,525
22.0% × $23,250
$5,115
Total Income Tax$10,541

Net Pay Calculator

Instantly see your exact take-home pay per paycheck.

Paycheck Details

$
Your Net Pay (Monthly)
$5,663
$85,000 Gross → $67,957 Net Annual
Bi-Weekly
$2,614
Weekly
$1,307
Live Salary Intelligence

Salary Benchmark Engine

Real compensation data across 18,000+ job titles and 100+ markets.

2.4M+
Salary Reports Analyzed
18,000+
Job Titles Tracked
100+
Countries Supported
340K+
Monthly Active Users

Software Engineer

Senior · San Francisco, CA

YoY Growth
+8.2%
25th Percentile$145,000
Median (50th)$175,000
75th Percentile$215,000
90th Percentile$260,000
Typical Range
$145,000Median: $175,000$260,000
Retirement Planner

Retirement Projection

See exactly how your savings will grow by retirement.

$
$
10%
1%Annual: $8,50050%
7%
1% (Conservative)15%
At Retirement
$1.44M
Monthly Income*
$4,806
Years to Go
35

Growth Projection

*4% withdrawal rule
$0$360K$721K$1.08M$1.44M3039485765
Mortgage Calculator

Mortgage Affordability

Calculate your true monthly payment including taxes, insurance and PMI.

$
20% · $90,000
6.8%
Total Monthly Payment
$2,984
Principal & Interest
$2,347
Property Tax (est.)
$450
Home Insurance (est.)
$188
Principal $360,000
Interest $484,895
Total Cost
$844,895
Total Interest
$484,895
Loan Amount
$360,000
Loan EMI Calculator

Loan EMI Calculator

Calculate your Monthly Equated Installment (EMI), total interest, and complete repayment summary.

Loan Parameters

$
%

Repayment Summary

Monthly Payment (EMI)$1,580
Principal$250,000
Total Interest$318,861
Total Payment$568,861

Payment Breakdown

Principal
43.9%
Interest
56.1%
Compound Interest

Compound Interest Calculator

Visualize the power of compound interest and recurring contributions on your wealth growth.

Parameters

$
$
Future Value$345,742
Total Contributions$130,000
Interest Earned$215,742

Compounding Curve

Year 1Year 20
Invested
Compounded Interest
Budget Planner

50/30/20 Budget Planner

Divide your monthly net income into Needs (50%), Wants (30%), and Savings (20%) to optimize your spending.

Monthly Allocations

$
$
$
$

Actual vs 50/30/20 Ideal

Needs (Target 50%)44% ($2,200)
Wants (Target 30%)26% ($1,300)
Savings & Debt (Target 20%)20% ($1,000)
Unallocated/Remaining Cash$500

Aura Budget Insights

Fantastic job! Your essential expenses are within the 50% limit. This leaves healthy capacity for saving or leisure.

Superb savings rate! You are saving over 20% of your income. Compounding interest will accelerate your path to financial freedom.

* The 50/30/20 guideline is popular for general personal finance. Tailor your allocations to your individual location and family size.
Freelance Rate Calculator

Freelance Hourly Rate Calculator

Calculate the exact hourly rate you need to charge to cover your expenses, taxes, and vacation time.

Target & Expenses

$
$

Required Billing Rate

Hourly Rate to Charge$100/hr
Billable Hours/Yr1200 hrs
Working Weeks48 weeks
* Billable hours are typically much lower than total hours worked (due to admin, sales, and training). We recommend setting billable hours to 20-30 per week.

Annual Target Gross

Target Net Pay$80,000
Business Costs+$10,000
Self-Employment Taxes (25%)+$30,000
Total Required Gross$120,000
Aura Advice: Remember to invoice with strict payment terms (e.g. Net 15) and set aside 1/4 of your invoice amounts immediately for tax payments.
Global Exchange Engine

World Currency Converter

Convert salaries, compensation packages, and freelance rates across 160+ world currencies with live conversion rates.

Conversion details

$

Conversion Result

1,000 USD equals
€920.00
1 USD = 0.9200 EUR
* Exchange rates are updated periodically. Visual outputs are estimates for comparative financial planning purposes.
Investment & Wealth Protection

Investment & Inflation Suite

Calculate returns on stocks/crypto assets (including capital gains tax) and evaluate the real purchasing power impact of inflation over time.

Trade Details

$
All estimates use standard mathematical returns. Tax assumptions are mock base layers.

ROI Analysis

42.5% ROI
Net Profit: $2,125 (after tax)
Total Sell Value$7,500
Gains Tax Owed$375
Lifestyle & Health Suite

Utility & Health Tools

Complete your lifestyle assessment with percentage converters, age trackers, BMI parameters, and endocrine health predictors.

Percentage Parameters

Verified mathematical calculations for lifestyle planning.

Conversion Output

15% of 200 equals
30
Career Intelligence

Map Your Trajectory

Understand compensation bands, leveling frameworks, and the financial impact of your next promotion or skill acquisition.

Career Tracks

Pro Tip: Equity

As you advance past Senior level, base salary growth slows down. The majority of your compensation upside will shift into RSUs (Equity) and target bonuses. Optimize for equity in fast-growing companies.

Software Engineering Ladder

Total compensation (Base + Bonus + Equity) targets.

Tech Tier 1 (US)
Junior EngineerL3

Focus on learning and execution.

Expected Experience: 0-2 yrs
Target Comp
$90k - $140k
Mid-Level EngineerL4

Independent contributor, feature lead.

Expected Experience: 2-5 yrs
Target Comp
$140k - $220k
Senior EngineerL5

System design, cross-team impact, mentoring.

Expected Experience: 5-8+ yrs
Target Comp
$220k - $350k
Staff EngineerL6

Technical direction for multiple teams.

Expected Experience: 8-12+ yrs
Target Comp
$350k - $550k
Principal EngineerL7

Organization-wide technical strategy.

Expected Experience: 12+ yrs
Target Comp
$550k - $900k+
Hot Skill
+18%
Artificial Intelligence / LLMs
High Demand
+15%
System Architecture
Niche
+12%
Go / Rust
Growing
+10%
Data Engineering
Trusted by professionals

What our users say

See how professionals around the world use Aura for salary intelligence.

“I use Aura every time I evaluate a new job offer. The global tax comparison is incredibly useful for remote work decisions.”

S
Sarah K.
Software Engineer · Meta

“Finally a salary calculator that actually handles UK National Insurance correctly. The bracket breakdown is crystal clear.”

J
James T.
Finance Manager · HSBC

“The career ladder feature helped me understand exactly what leveling up to L5 meant in actual dollar terms. Excellent tool.”

P
Priya M.
Product Manager · Stripe
FAQ

Frequently Asked Questions

Everything you need to know about Aura's salary and tax calculators.